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Armchairs & Sofas on Finance

Find out where you can pay weekly or pay monthly on sofas and armchairs.

Having compared the UK's top catalogues, we know exactly which one's offer flexible payment options on home furniture including sofas, armchairs and recliners.

Choosing a Sofa

Which size, fabric and colour will suit your living room best?

Choosing a sofa really just comes down to size and shape, the style, fabric and colour are all individual and a matte of personal preference. Consider the size relative to your living room and other couches or chairs, remembering to leave room for a coffee table if you have or want one. Then decide exactly how the sofa will be oriented and which shape will suit the room best.

It can be a hard to nail down personal style, but go with your gut instinct when choosing a sofa that will fit naturally in your home. there is a huge choice available, so don't feel you have to make the best of a bad choice, just keep looking until you find that perfect sofa!

Ready to Apply?

If you already know what you're looking then get ready to apply!

Now that you are ready to apply you just need to choose your catalogue. We've made this very simply by providing an array of catalogues for you to choose. If you're still not sure about a few things then please use our easy tool navigation to the left and see if you can find the information you're looking for.

Credit options and Payment Periods

There are numerous catalogues with different payment options and periods to choose from.

Today you can find a wide range of sofas available on finance agreements with various options including "Buy Now Pay Later". You don't even have to leave the comfort of your home to find the perfect sofa to complete your living room, with many stores including home shopping catalogues offering online shopping as well as flexible finance options so you can update your furniture now without needing the cash up front to pay for it!

For example, furniture retailer MFI has two interest free finance options on their sofa range, option 1 is a 0% Interest free credit deal with no deposit and the balance to be repaid over 18 equal monthly instalments, whereas option 2 is the Buy now pay later deal with nothing to pay for 12 months and no interest charged during this period. At the end of the 12 month period, you can pay the full cash price with no interest (but there is a £29 settlement fee), or elect to repay over 36 monthly instalments.

DFS are another high street store specialising in furniture with a huge range of leather sofas, fabric sofas, corner sofas and sofa beds all available on interest free credit over 6, 12, 18, 24, 30, 36, 42 or 48 months. The payments start 1 month after your sofa delivery or you can select their buy now pay later option and pay nothing for up to 9 months. Home shopping catalogues such as Littlewoods also offer a huge range of sofas with easy weekly or monthly repayments and buy now pay later deals with nothing to pay for up to 12 months when you open a shopping account.

Read a Review

Unsure of a catalogue? Read a review about it first.

We have reviewed each and every catalogue that offers customers the chance to buy on finance. If you're still not sure which catalogue is best for you then we recommend you read our reviews of each catalogue and see which one matches your criteria.