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The Benefits and Negatives of Catalogue Shopping

A short guide to the pluses and minuses of online catalogue shopping.

There are many advantages of catalogue shopping when compared to conventional stores; the range of products, the credit options, free delivery and much more!

The Benefits

Here we go over some of the benefits of shopping through a catalogue.

Before we go into the benefits of shopping through catalogues, let us just consider the benefits of shopping online. They are fairly obvious but let's have a quick rundown on them anyway. Naturally, the ability to shop from the comfort of your living room is a big benefit, another is the ability to look through a massive range of items without have to go to different shops, saving you even more time!

Of course, there is a slight negative when it comes to clothes shopping as you can't try anything on but if you've previously shopped at the store you tend to have a pretty good idea what sizes fit you best.

Another bonus is the price. Many stores will actually lower their prices online and offer discounts to first time buyers as their margins tend to be higher. Lastly, there are some items such as lingerie where many people may feel awkward or embarrassed to buy in public so online shopping is a must for many!

Now on to catalogues. There are three huge pluses of shopping online through a catalogue; their range of products is massive, their credit options are flexible, and their delivery and returns are usually very consumer friendly.

The product range in most catalogues is usually very broad with many of them boasting women's, men's, and kid's fashion and accessories, electricals, appliances, furniture, sports gear, gifts and jewellery. Literally, anything you could possibly want.

The finance plans tend to be very flexible too, with many stores offering a spread the cost or buy now pay later option when you apply for a credit account with them. In both cases, the cost of your items usually defines you payment period but a number of catalogues still let you decide.

Finally, many catalogues offer free delivery on all products and offer a 14 day returns period giving you plenty of time to check the quality of your items.

Ready to Apply?

If you already know what you're looking then get ready to apply!

Now that you are ready to apply you just need to choose your catalogue. We've made this very simply by providing an array of catalogues for you to choose. If you're still not sure about a few things then please use our easy tool navigation to the left and see if you can find the information you're looking for.

The Negatives

A look at the negatives of catalogue shopping

Although the benefits are many, there are also a few negatives of shopping through a catalogue. Due to the big advantages such as credit plans, you will find that the cost of items in a catalogue are usually higher than the average retail price. So, unless you're buying on finance, you can usually find a cheaper price elsewhere.

The second negative is that if you do borrow you run the risk of putting yourself in debt, so this is something you should always consider.

Read a Review

Unsure of a catalogue? Read a review about it first.

We have reviewed each and every catalogue that offers customers the chance to buy on finance. If you're still not sure which catalogue is best for you then we recommend you read our reviews of each catalogue and see which one matches your criteria.